SWITZERLAND
The Swiss healthcare system is universal and of a high standard. Everyone living in Switzerland must have basic health and accident insurance (Soziale Krankenversicherung / Assurance Maladie / Assicurazione-Mallatie) to receive treatment. Unlike other European countries, the Swiss healthcare system is not tax-based or financed by employers. Instead, it is paid for by the individual through contributions into Swiss health insurance schemes. Many people top up the basic cover with supplementary private health insurance. Switzerland has one of the largest private healthcare sectors in the world, with good choice and competition. Both residents and non-residents will need at least basic health insurance coverage. This covers around 80-90% of healthcare costs.